Bakari Muhammadu SUKARE, and Sadiq Suleiman. “Behavioral Insights and Public Service Delivery in Nigeria: Rethinking Administrative Decision-Making Through a Behavioral Governance Lens”. IOASD Journal of Business and Management Studies, vol. 3, no. 3, July 2026, pp. 135-9, https://doi.org/10.67224/ioasdjbms.2026.v03i03.003.